Open Loop Ticketing

Open Loop Ticketing Services

Open loop ticketing solution for Metro, Bus, Parking, etc.,

Open Loop

Open-loop ticketing is a fare collection system in public transportation that allows passengers to pay for their journeys using standard contactless payment methods, such as credit or debit cards, mobile wallets, or other NFC-enabled devices.

Unlike closed-loop systems, which require users to obtain and load funds onto transit-specific cards, open-loop systems enable travelers to use existing payment instruments, eliminating the need for separate transit cards.

Open Loop Ticketing is a modern fare collection system that allows passengers to pay for transit using open payment methods such as EMV debit/credit cards, contactless cards, mobile wallets, and UPI-enabled apps—without the need for a dedicated transit card. It leverages existing banking and payment networks, making public transportation more accessible, scalable, and cost-efficient.

Open Loop Ticketing

Contactless Payment Acceptance
Enables fare payment through EMV cards, mobile NFC, QR codes, and UPI-based digital payments.

Payment Gateway Integration
Seamless integration with banks, NPCI, card networks, and payment service providers.

Real-Time Fare Validation
Instant tap-and-go validation at entry/exit points with secure transaction processing.

Back-Office Clearing & Settlement
Centralized transaction reconciliation, settlement, and revenue distribution among operators.

Security & Compliance Services
PCI-DSS compliant transaction processing with encryption, tokenization, and fraud monitoring.

Analytics & Reporting
Passenger usage insights, transaction analysis, revenue reports, and operational dashboards.

Benefits of Open Loop Ticketing

For Passengers
No need to purchase or recharge a separate transit card.
Faster, contactless, and convenient travel.
Multiple payment options (cards, mobile, UPI).
Easy access for visitors and occasional travelers

For Operators & Authorities
Reduced cost of issuing and managing transit cards.
Faster deployment and scalability.
Improved revenue assurance and reduced fraud.
Access to real-time data and passenger insights.
Supports future payment innovations.

Key Advantages
Globally interoperable payment standards.
High scalability for large transit networks
Secure and compliant with financial regulations.
Supports digital and cashless ecosystems.

Uses of Open Loop Ticketing

Public Transportation Systems
Metro, bus, tram, suburban rail, ferries, and rapid transit systems.

Multi-Modal Transit Networks
Enables seamless travel across multiple operators and transport modes.

Smart City Mobility Platforms
Integrated with parking, bike sharing, and last-mile connectivity services.

Tourism & Visitor Transit
Ideal for tourists who can use their own bank cards or mobile wallets without registration.

Event & Temporary Transit Systems
Suitable for exhibitions, airports, and large events requiring quick passenger onboarding.

Key Features

Convenience

Passengers can tap their contactless bank cards or mobile devices to pay for fares directly at transit entry points, removing the need to purchase or top-up a dedicated transit card.

Efficiency

By streamlining the boarding process and reducing reliance on cash transactions, open-loop systems can lead to faster passenger flow and decreased operational costs for transit agencies.

Cost Savings

Transit operators can reduce expenses associated with issuing and managing proprietary fare media, as well as maintaining vending machines and other infrastructure related to closed-loop

Security

Open-loop payments incorporate advanced security measures, such as encryption and tokenization, to protect users' financial information during transactions.

Scalability

These systems facilitate integration with various partners and can be expanded to new locations, supporting the development of unified ticketing platforms across regions or entire countries