Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience.

• A real-time payment system that enables users to link multiple bank accounts to a single mobile app.
• Transfers can be done using a Virtual Payment Address (VPA), phone number, UPI ID, QR code, or bank account + IFSC.
• Available 24/7, including holidays.

The National Payments Corporation of India (NPCI) is the organization behind India’s revolutionary digital payment systems, including UPI, IMPS, Bharat BillPay, RuPay, and more. It plays a central role in India’s digital economy, enabling secure, fast, and scalable financial infrastructure.

The Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI) that facilitates instant money transfers between bank accounts through mobile devices.