Integrated Card Reader

An Integrated Card Reader (ICR) is a multifunctional payment device used in public transportation and retail environments to process various types of electronic payments. In transit systems, these readers enable passengers to pay for fares using contactless bank cards, mobile wallets, smartcards, and QR codes.

Types of Integrated Card Readers

Fixed Validators – Installed at metro gates, bus doors, or ticketing kiosks.
Handheld POS Terminals – Used by conductors or inspectors for ticket validation.
Self-Service Kiosks – Allow passengers to top up or check balances.
Mobile NFC Readers – Portable devices for smaller transport networks.

Ticket Reader

Key Features of an Integrated Card Reader

Multi-Payment Support

Accepts contactless EMV bank cards (Visa, Mastercard, Amex, etc.).
Supports closed-loop transit cards (e.g., MetroCard, Oyster, Octopus, etc.).
Works with mobile payment wallets (Apple Pay, Google Pay, Samsung Pay).
Can read QR codes for ticket validation.

Real-Time Fare Processing

Instantly validates and deducts fares from passengers’ payment methods.
Supports fare capping, transfers, and discounts based on backend policies.
Works in account-based ticketing (ABT) systems, where fare rules are processed centrally.

Secure Payment Processing

Uses encryption & tokenization to protect transactions.
Can support offline mode in case of network issues.

Connectivity & Integration

Connects via Wi-Fi, Bluetooth, 4G/5G, or Ethernet for real-time processing.
Integrates with Central Clearing House Systems (CCHS) for revenue settlement.
Works across multi-modal transport systems (bus, metro, ferry, etc.).

Durability & Usability

Designed for rugged environments (dustproof, waterproof, shock-resistant).
Equipped with LED indicators, LCD screens, and audio cues for passenger feedback.
Supports operator control panels for real-time monitoring.