AFC Solutions
Automatic Fare Collection

AFC (Automatic Fare Collection) is a system that enables seamless, automated fare collection for public transportation. It integrates various payment methods such as contactless cards, mobile payments, QR codes, and account-based ticketing to enhance passenger convenience and operational efficiency.

AFC

Hybrid AFC Solutions

(Hybrid Automatic Fare Collection – EMV, ABT, Closed Loop)
  • Classic closed loop automatic fare collection solutions
  • Cloud/Account based automatic fare collection solutions using the principle “bring your own media” (ABT)
  • Contactless EMV payment solutions

Key Features of an AFC Solutions

  • Multi-Modal Support – Works across buses, trains, metros, and ferries.
  • Contactless Payments – Supports NFC-enabled bank cards, transit smart cards, and mobile wallets (Google Pay, Phone Pe, etc.).
  • Transit Payment Gateway – The secure digital interface that facilitates real-time fare payments between passengers and transit operators.
  • QR Code & Mobile Ticketing – Allows payments via scanned QR codes on apps or paper tickets.
  • Account-Based Ticketing (ABT) – Users can travel with digital accounts, eliminating the need for physical tickets.
  • Real-Time Transaction Processing – Ensures fast and secure fare transactions.
  • Integration with Banking Networks – Supports credit/debit cards and EMV standards.
  • Fraud Prevention & Security – Uses encryption, tokenization, and authentication protocols.
  • Automated Fare Capping & Discounts – Implements fare rules dynamically based on usage.
  • Open-Loop & Closed-Loop Systems – Can function with general-purpose bank cards (open-loop) or transit-specific cards (closed-loop).
  • Reporting & Analytics – Provides insights into ridership, fare collection, and payment trends.

AFC Benefits



Key Benefits of an AFC

Seamless and Convenient Passenger Experience

  • Enables fast, hassle-free boarding with contactless and digital payments.
  • Reduces long queues at ticket counters and eliminates the need for exact change.

Multi-Modal and Interoperable Payments

  • Supports various transport modes, including buses, metros, trains, and ferries.
  • Works with multiple payment methods like smart cards, mobile wallets, QR codes, and EMV bank cards.

Increased Operational Efficiency

  • Automates fare collection, reducing manual cash handling and errors.
  • Ensures faster, more accurate financial reconciliation.

Enhanced Revenue Collection and Management

  • Minimizes revenue leakage and fraud with secure, encrypted transactions.
  • Provides real-time revenue tracking and analytics for better financial oversight.

Cost Reduction and Infrastructure Optimization

  • Reduces the need for paper tickets, vending machines, and ticketing booths.
  • Lowers maintenance costs of outdated fare collection systems.

Secure and Fraud-Resistant Transactions

  • Uses advanced security protocols like encryption, tokenization, and multi-factor authentication.
  • Ensures compliance with PCI-DSS, EMV, and other industry security standards.

dataanalytics

Real-Time Data Insights and Analytics

  • Tracks passenger trends, peak travel times, and fare usage patterns.
  • Helps transit agencies optimize routes, schedules, and pricing strategies.

supports

Supports Contactless & Cashless Economy

  • Encourages digital transactions, reducing dependency on cash.
  • Enhances financial inclusion by supporting multiple digital payment methods.

environment

Environmentally Friendly & Sustainable

  • Eliminates paper tickets, reducing environmental waste.
  • Lowers the carbon footprint associated with cash handling and ticket printing.